It is safe to say that this year was full of surprises. Some businesses thrived, while in other areas jobs were lost, companies were forced to go under, and we even lost loved ones along the way. Many businesses were affected by the pandemic in some way or another....
Personal Finance
5 Reasons You Need a Property Manager by Tera Gill, Bear Paw Stanbro Property Management
In this digital age it is easy for owners to advertise and rent out their own homes. Anyone can put a listing on Craigslist, or Zillow and find a prospective tenant. Being a landlord can't be that hard. There can be a lot of misconceptions about working in the real...
Be Thankful You Don’t Have to Pay Your Parents’ Interest Rate by Audyn Quintana, PRMG
Interest rates hovered around 4% for the majority of 2017, which gave many buyers relief from rising home prices and helped with affordability. In the first quarter of 2018, rates have increased from 3.95% up to 4.45% and experts predict that rates will increase even...
Are Home Values Really Overinflated by Audyn Quintana, PRMG
Last week, the National Association of Realtors (NAR) released their most recent Existing Home Sales Report. According to the report: "The median existing-home price for all housing types in January was $240,500, up 5.8 percent from January 2017 ($227,300). January's...
Special Insurance Needs – Covering Yourself with Riders by Karen Macdonald, On Tap Credit Union
This may be distressing news: even if your homeowners insurance policy covers a certain level of personal property, your high value items may not actually be covered in case of theft or damage. This is because many policies have payout limits per category of item,...
Sign on the Dotted Line: Understanding Signature Loans by On Tap Credit Union
Most loans consumers obtain from a bank are backed by collateral that the lending institution can then claim if the loan stops being paid. For example, a home loan is secured by the home itself, and if the homeowner defaults the bank can foreclose on and take...